Garnishment is a legal process in which a debtor’s salary is withheld and sent to a creditor or any other third person whose favor the court has passed the judgment. The court is normally allowed to pass an order of garnishment on the application of a creditor. It allows the plaintiff (often called the garnisher in this case) to directly take the debtor’s money from the person who holds the property or disburses the debtor’s salary. In simple words, it is a remedy in the hands of the plaintiff/creditor/garnisher to get their money back from the debtor.
Wage garnishment is the most common garnishment in the United States. In wage garnishment, there are three parties:
The garnisher (the plaintiff/the creditor, as the case, maybe)
The employee (the debtor)
The employer (the garnishee)
Here, the garnisher is the plaintiff who files a suit against the creditor (the employee). The court passes the order of garnishment against the debtor. The order is sent to the employer, who is the garnishee. The garnishee is obligated to send the salary or part of the salary directly to the garnisher. In this way, the debt of the debtor is satisfied.
Illustration:
Person A is an employee working at X Company. Person A gets $10,000 as a monthly salary. Person A owes $50,000 to Person B. Person B gets an order of garnishment from a competent court. In this case, Person B becomes the garnisher. Person A becomes the debtor, and X Company becomes the garnishee. The court orders X Company to cut $5,000 every month from the salary of Person A and send it to Person B. In ten months, the entire debt of Person A would be satisfied. X Company, in this case, would be obligated to send the required salary to Person B.
Another word for garnisher is judgment creditor (the person whose favor the court has passed the order).
Another word for the debtor is the judgment debtor. (The person against whom the court has passed the order).
Process of Garnishment
Following is the process of garnishment:
The plaintiff files a suit against the defendant;
The suit must be for recovery of money;
A notice would be sent to the debtor;
The court would conduct a hearing;
The plaintiff would have to prove the debt of the debtor and also show the amount of debt, and also, the same is due and not paid;
The court passes a judgment against the debtor and in favor of the plaintiff;
There is a mandatory twenty-one-day wait after the judgment;
After the twenty-one days period is over, and the debtor has still not paid the debt, then the court may order the garnishee to give money directly to the creditor.
In case the debtor pays within the twenty-one days waiting period, then the order of garnishment can easily be prevented;
After the garnishment order is passed, the creditor is obligated to serve a writ to the garnishee.
The garnishee then serves the debtor. The same must be done within seven days from the receipt of the writ by the garnishee.
The garnishee is also liable to send to the court, creditor, and the debtor a document called “garnishee disclosure.” It is a document that contains the disclosures about the following:
How much money to be deducted?
From which bank?
After the garnishee disclosure is sent, the garnishee is obligated to withhold the money from the judgment debtor.
The garnishee is empowered to hold the money for twenty-eight days. The judgment debtor has the power to challenge the order of garnishment. The same is to be challenged before the court and not the Garnishee.
If no application is filed challenging the order of garnishment or an application is filed but fails, the garnishee shall send the money to the judgment creditor.
Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?
Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.
Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.
Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.
Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!
While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.
Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.
In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.
Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.
We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!
We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.
Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.
We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.
Our essay writers are graduates with bachelor's, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.
There is a very low likelihood that you won’t like the paper.
Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.
We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.
You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.
We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.
You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.
Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.
You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.
The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.
PLACE THIS ORDER OR A SIMILAR ORDER WITH US TODAY AND GET A PERFECT SCORE!!!
Garnishment is a legal process in which a debtor’s salary is withheld and sent to a creditor or any other third person whose favor the court has passed the judgment. The court is normally allowed to pass an order of garnishment on the application of a creditor. It allows the plaintiff (often called the garnisher in this case) to directly take the debtor’s money from the person who holds the property or disburses the debtor’s salary. In simple words, it is a remedy in the hands of the plaintiff/creditor/garnisher to get their money back from the debtor.
Wage garnishment is the most common garnishment in the United States. In wage garnishment, there are three parties:
The garnisher (the plaintiff/the creditor, as the case, maybe)
The employee (the debtor)
The employer (the garnishee)
Here, the garnisher is the plaintiff who files a suit against the creditor (the employee). The court passes the order of garnishment against the debtor. The order is sent to the employer, who is the garnishee. The garnishee is obligated to send the salary or part of the salary directly to the garnisher. In this way, the debt of the debtor is satisfied.
Illustration:
Person A is an employee working at X Company. Person A gets $10,000 as a monthly salary. Person A owes $50,000 to Person B. Person B gets an order of garnishment from a competent court. In this case, Person B becomes the garnisher. Person A becomes the debtor, and X Company becomes the garnishee. The court orders X Company to cut $5,000 every month from the salary of Person A and send it to Person B. In ten months, the entire debt of Person A would be satisfied. X Company, in this case, would be obligated to send the required salary to Person B.
Another word for garnisher is judgment creditor (the person whose favor the court has passed the order).
Another word for the debtor is the judgment debtor. (The person against whom the court has passed the order).
Process of Garnishment
Following is the process of garnishment:
The plaintiff files a suit against the defendant;
The suit must be for recovery of money;
A notice would be sent to the debtor;
The court would conduct a hearing;
The plaintiff would have to prove the debt of the debtor and also show the amount of debt, and also, the same is due and not paid;
The court passes a judgment against the debtor and in favor of the plaintiff;
There is a after the judgment;
After the twenty-one days period is over, and the debtor has still not paid the debt, then the court may order the garnishee to give money directly to the creditor.
In case the debtor pays within the twenty-one , then the order of garnishment can easily be prevented;
After the garnishment order is passed, the creditor is obligated to serve a writ to the garnishee.
The garnishee then serves the debtor. The same must be done within seven days from the receipt of the writ by the garnishee.
The garnishee is also liable to send to the court, creditor, and the debtor a document called “garnishee disclosure.” It is a document that contains the disclosures about the following:
How much money to be deducted?
From which bank?
After the garnishee disclosure is sent, the garnishee is obligated to withhold the money from the judgment debtor.
The garnishee is empowered to hold the money for twenty-eight days. The judgment debtor has the power to challenge the order of garnishment. The same is to be challenged before the court and not the Garnishee.
If no application is filed challenging the order of garnishment or an application is filed but fails, the the money to the judgment creditor.
Are you busy and do not have time to handle your assignment? Are you scared that your paper will not make the grade? Do you have responsibilities that may hinder you from turning in your assignment on time? Are you tired and can barely handle your assignment? Are your grades inconsistent?
Whichever your reason is, it is valid! You can get professional academic help from our service at affordable rates. We have a team of professional academic writers who can handle all your assignments.
Students barely have time to read. We got you! Have your literature essay or book review written without having the hassle of reading the book. You can get your literature paper custom-written for you by our literature specialists.
Do you struggle with finance? No need to torture yourself if finance is not your cup of tea. You can order your finance paper from our academic writing service and get 100% original work from competent finance experts.
Computer science is a tough subject. Fortunately, our computer science experts are up to the match. No need to stress and have sleepless nights. Our academic writers will tackle all your computer science assignments and deliver them on time. Let us handle all your python, java, ruby, JavaScript, php , C+ assignments!
While psychology may be an interesting subject, you may lack sufficient time to handle your assignments. Don’t despair; by using our academic writing service, you can be assured of perfect grades. Moreover, your grades will be consistent.
Engineering is quite a demanding subject. Students face a lot of pressure and barely have enough time to do what they love to do. Our academic writing service got you covered! Our engineering specialists follow the paper instructions and ensure timely delivery of the paper.
In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.
Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.
We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!
We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.
Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.
We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.
Our essay writers are graduates with bachelor's, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.
There is a very low likelihood that you won’t like the paper.
Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.
We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.
You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.
We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.
You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.
Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.
You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.
The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.
PLACE THIS ORDER OR A SIMILAR ORDER WITH US TODAY AND GET A PERFECT SCORE!!!
Delivering a high-quality product at a reasonable price is not enough anymore.
That’s why we have developed 5 beneficial guarantees that will make your experience with our service enjoyable, easy, and safe.
You have to be 100% sure of the quality of your product to give a money-back guarantee. This describes us perfectly. Make sure that this guarantee is totally transparent.
Read moreEach paper is composed from scratch, according to your instructions. It is then checked by our plagiarism-detection software. There is no gap where plagiarism could squeeze in.
Read moreThanks to our free revisions, there is no way for you to be unsatisfied. We will work on your paper until you are completely happy with the result.
Read moreYour email is safe, as we store it according to international data protection rules. Your bank details are secure, as we use only reliable payment systems.
Read moreBy sending us your money, you buy the service we provide. Check out our terms and conditions if you prefer business talks to be laid out in official language.
Read more